Risk-first insurance advice, not a sales pitch

Protection shouldn’t start with a policy. It should start with understanding your risk.

Heirsplus Insurance Brokers helps individuals, families and businesses identify the risks they face — then find the right protection from reputable insurers, with expert guidance at every step.

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◎Independent Advice
◆Tailored Protection
✓Competitive Options
♥Claims Support

Who we help

Different needs. One honest adviser.

Individuals, growing businesses and large organisations all face different risks — we work across each, always on your side.

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Individuals & Families

Protect your car, your home, your health and your family’s future — with cover that fits your real life, not a sales script.

  • Motor & home cover
  • Life & health protection
  • Travel & personal accident
Smiling Nigerian market woman, small business owner in Abuja, Nigeria

SMEs

You built the business. We help you protect it — your people, premises, stock and the income you rely on.

  • Business & shop cover
  • Group life & staff benefits
  • Business interruption & liability
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Corporates & Organisations

Structured insurance programmes for complex and specialised risk — arranged, managed and reviewed end to end.

  • Corporate insurance programmes
  • Marine, engineering & construction
  • Fleet, liability & specialised risks

Insurance solutions

What we can help you arrange

A clear view of the protection available — every solution arranged through reputable insurers as your broker.

Motor Insurance

Drive with confidence, covered for accident, theft, third-party risk and more.

Life Insurance

Long-term financial protection for the people who depend on you.

Health Insurance

Access to quality care without the shock of unexpected medical bills.

Travel Insurance

Cover for medical needs, delays and lost belongings when you travel.

Home & Property Insurance

Protect your home and belongings against fire, theft and natural events.

Business Insurance

Cover for your premises, stock, equipment and the work you do.

Group Life

Affordable life protection for your employees, arranged for your whole team.

Professional Indemnity

Protection when professional advice or services are alleged to cause loss.

Marine & Transit

Cover for goods in transit, by land, sea or air.

Explore all insurance solutions →

Why use an insurance broker?

Why work with a broker instead of going direct?

There are dozens of insurers, hundreds of products and pages of policy wording. You shouldn’t have to navigate that alone. A broker works for you — not for any single insurer.

  • Professional risk assessment
  • Access to multiple insurance options
  • Tailored recommendations
  • Competitive terms
  • Help understanding policy conditions
  • Claims support when it matters
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How we work

Simple, transparent, end to end

One clear process from first conversation to long after your policy is placed.

01

Understand Your Risk

We start by listening and assessing what you actually face.

02

Find the Right Cover

We compare suitable insurers and policies for your needs.

03

Arrange Your Protection

We place your cover, confirm terms and explain what it means.

04

Support You When It Matters

We stay with you through renewals, changes and claims.

Why choose us

Service you can feel, not just promises

Expert GuidanceClient-First AdviceTailored SolutionsAccess to Suitable InsurersClaims AssistanceResponsive Service

Let’s find the right protection for you.

Tell us what you need to protect — your family, your business, your assets. We’ll take it from there.