Protection shouldn’t start with a policy. It should start with understanding your risk.
Heirsplus Insurance Brokers helps individuals, families and businesses identify the risks they face — then find the right protection from reputable insurers, with expert guidance at every step.

Who we help
Different needs. One honest adviser.
Individuals, growing businesses and large organisations all face different risks — we work across each, always on your side.

Individuals & Families
Protect your car, your home, your health and your family’s future — with cover that fits your real life, not a sales script.
- Motor & home cover
- Life & health protection
- Travel & personal accident

SMEs
You built the business. We help you protect it — your people, premises, stock and the income you rely on.
- Business & shop cover
- Group life & staff benefits
- Business interruption & liability

Corporates & Organisations
Structured insurance programmes for complex and specialised risk — arranged, managed and reviewed end to end.
- Corporate insurance programmes
- Marine, engineering & construction
- Fleet, liability & specialised risks
Insurance solutions
What we can help you arrange
A clear view of the protection available — every solution arranged through reputable insurers as your broker.
Motor Insurance
Drive with confidence, covered for accident, theft, third-party risk and more.
Life Insurance
Long-term financial protection for the people who depend on you.
Health Insurance
Access to quality care without the shock of unexpected medical bills.
Travel Insurance
Cover for medical needs, delays and lost belongings when you travel.
Home & Property Insurance
Protect your home and belongings against fire, theft and natural events.
Business Insurance
Cover for your premises, stock, equipment and the work you do.
Group Life
Affordable life protection for your employees, arranged for your whole team.
Professional Indemnity
Protection when professional advice or services are alleged to cause loss.
Marine & Transit
Cover for goods in transit, by land, sea or air.
Why use an insurance broker?
Why work with a broker instead of going direct?
There are dozens of insurers, hundreds of products and pages of policy wording. You shouldn’t have to navigate that alone. A broker works for you — not for any single insurer.
- Professional risk assessment
- Access to multiple insurance options
- Tailored recommendations
- Competitive terms
- Help understanding policy conditions
- Claims support when it matters

How we work
Simple, transparent, end to end
One clear process from first conversation to long after your policy is placed.
Understand Your Risk
We start by listening and assessing what you actually face.
Find the Right Cover
We compare suitable insurers and policies for your needs.
Arrange Your Protection
We place your cover, confirm terms and explain what it means.
Support You When It Matters
We stay with you through renewals, changes and claims.
Why choose us
Service you can feel, not just promises
Let’s find the right protection for you.
Tell us what you need to protect — your family, your business, your assets. We’ll take it from there.